Unsecured Loan For Bad Credit History

$1,000, $25,000, $50,000, $100,00 up to $250,000

Unsecured loans are offered to people with various FICO credit scores. Low or high. Low credit scores are considered to be FICO scores below 620. Those with credit scores above 720 are considered to have good credit. When it comes to credit scores, the higher, the better. There are two types of unsecured bad credit loans:

1. The first is cash advance loans. Most consumers can get up to $1500 in unsecured loans in 24 hours to 48 hours with minimal qualification requirements. You just need to have a steady source of income (aka a job), must be 18 years or older and have a checking/savings account. These loans are also referred to as cash-till-payday loans. You do not need to have good credit for these types of loans. You can get a cash advance loan, even if, your FICO credit score is 420.


2. The second type of unsecured loan are loans offered in high dollar amount loans, up to $250,000. These loans are usually extended to people with good to excellent credit scores of 700 and up. This doesn't mean that they exclude or don't seriously evaluate applicants with low credit scores. The best way to see, if you can get a loan is to speak to a loan officer to assess your needs. Some lender may require the applicant to have a home or some source of equity that proves that they can repay their loan back. You don't need to pledge your home, car or any other asset as collateral. Select any of the loan resources on this page.